Finance Lease

How does it work?

AGCO Finance buy the equipment from the dealer and then 'hire' it to you the farmer. The finance lease (hire) agreement includes a primary period of rental payments (basically repayment of capital and interest like the HP agreement) followed by an annual secondary period rental payable. Title to the equipment remains with AGCO Finance until disposal.

What about the VAT?

VAT is payable with each rental so there is no need to pay the VAT up front. AGCO Finane account for the VAT and issue appropriate VAT invoices to allow you to reclaim the VAT payable on individual rentals.

Will the payments change?

AGCO Finance's leasing arrangements are all at a fixed rate of interest which means that the repayments will not normally change during the primary period of the lease.

Can the payments be tailored to my cash flow?

Yes, we will consider repayment profiles that can be matched the to the cash-flow of the business

If I have got a question who can help me?

Firstly call your local AGCO Finance Area Manager who will be able to answer most questions on your agreements, give you an immediate quotation or even come and visit you to talk through any issues. If you can't get through to your local manager, then call our national helpline on 02476 852852 or email us at and we will try and answer your question quickly and constructively.

Authorised and regulated by the Financial Conduct Authority only in respect of agreements regulated by the Consumer Credit Act. AGCO Finance are a business to business lender, applicants should 18 years or older, Terms and conditions apply.

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